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Disclosure

Introduction:

Welcome to VIP Semi Truck Title Loans. We are dedicated to ensuring transparency in our operations and providing you with clear information about our services. This Disclosure Statement outlines essential details regarding our lending practices, terms, and conditions. Please read this document carefully to make informed decisions about your interaction with VIP Semi Truck Title Loans.

Loan Terms:

1. Loan Amounts:

The loan amounts offered by VIP Semi Truck Title Loans are based on the appraised value of your commercial vehicle and your ability to repay. Please review the loan agreement for specific details regarding the approved amount.

2. Interest Rates:

Interest rates on our title loans vary and are determined based on factors such as the loan amount, term, and your creditworthiness. The Annual Percentage Rate (APR) will be clearly outlined in your loan agreement.

Repayment:

1. Loan Term:

The term of your title loan is established during the application process. Be sure to review your loan agreement for the agreed-upon term and repayment schedule.

2. Early Repayment:

VIP Semi Truck Title Loans encourages responsible financial behavior. You have the option to repay your loan before the scheduled term without incurring prepayment penalties. Early repayment can potentially result in interest savings.

Vehicle Ownership:

To qualify for a title loan, you must be the legal owner of the commercial vehicle for which you are seeking financing. The vehicle title must be clear of liens, and you should possess the authority to pledge it as collateral.

Fees and Charges:

1. Origination Fees:

VIP Semi Truck Title Loans may charge origination fees, which are disclosed in your loan agreement. These fees cover the administrative costs associated with processing your loan.

2. Late Payment Fees:

Failure to make payments on time may result in late payment fees. The specific fees and terms are outlined in your loan agreement.

Privacy and Security:

VIP Semi Truck Title Loans is committed to safeguarding your personal information. Please refer to our Privacy Policy for details on how we collect, use, and protect your data.

Governing Laws:

All title loans provided by VIP Semi Truck Title Loans are subject to state and federal laws governing the lending industry. Your loan agreement will specify the applicable laws and regulations.

Contact Information:

If you have any questions or concerns about our Disclosure Statement, loan terms, or any other aspect of our services, please contact us at:

VIP Semi Truck Title Loans

363 N Sam Houston Pkwy E Suite 1122, Houston, TX 77060

Info@vipsemitrucktitleloans.com

281-317-8297

By choosing VIP Semi Truck Title Loans, you acknowledge that you have read and understood the terms outlined in this Disclosure Statement. We are committed to providing you with a transparent and responsible lending experience. Thank you for trusting us as your financial partner.